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Why Choose Valor Insurance?

Empowering Your Peace of Mind

we understand that life's uncertainties require robust solutions. That's why we offer an array of insurance plans meticulously designed to safeguard you and your loved ones from unexpected twists and turns.

 Affordable Options, Uncompromised Coverage

With Valor Insurance, you can access budget-friendly health, term, life, and family insurance plans. Our partnerships with top insurers provide exclusive discounts and flexible monthly payment options, giving you control over your protection.

100% Assistanence in Claim Settlement

You shouldn’t have to worry about the finances when you or your family member is in need of hospitalization or Unforeseen circumstances can arise at any time and cause your business to suffer heavy losses We are committed to offer you guidance for applying for claim settlement

How Valor Insurance Works?
Your Path to Protection Made Simple


Fill in Your Details

Share your details with us, and watch as our innovative platform fetches insurance premium quotes from the finest insurers instantly. No hassle, no delay – just quick and accurate results tailored to your requirements.


Compare Quotes and Choose Your Shield                              

Empower yourself with choice. Our platform presents you with a range of quotes from top-rated insurers, allowing you to compare and contrast before making an informed decision. Whether it's health, term, life, or family insurance, you'll find the perfect policy that aligns with your needs and financial goals.


Make Payment and Relax

Seal the deal with a few clicks. Our seamless online payment system ensures a hassle-free checkout process, and once done, your tailored policy will swiftly find its way into your inbox. Now you can sit back, knowing that you've secured a shield of protection that's as unique as you are.​​

Development of Insurance Sector in India


The insurance sector in India has undergone significant development and transformation over the years. Here's a brief overview of its evolution:

Pre-Independence Era (Before 1947):

The concept of insurance was not well-established in India during this period. Traditional systems like "Yogakshema" existed, where communities pooled resources to support members in times of need.


Post-Independence Era (1947-2000):

The Insurance Act of 1938 laid the foundation for the insurance industry in India. However, the sector was primarily dominated by foreign companies.
In 1956, the Life Insurance Corporation of India (LIC) was formed, nationalizing the life insurance business. This was a significant step towards establishing a more organized insurance sector in the country.
In 1972, the General Insurance Business (Nationalization) Act was passed, leading to the nationalization of the general insurance business. This gave rise to companies like National Insurance, New India Assurance, Oriental Insurance, and United India Insurance.


Liberalization and Privatization (2000 Onwards):

In the late 1990s, the Indian government initiated economic reforms, opening up various sectors including insurance to private players.
In 2000, the Insurance Regulatory and Development Authority of India (IRDAI) was established as an autonomous body to regulate and promote the insurance industry.
This led to the entry of private insurance companies in both life and non-life insurance segments, creating a more competitive landscape.


Expansion and Innovation (2000s - 2010s):

The insurance sector witnessed rapid growth, with numerous private players entering the market such as ICICI Prudential Life Insurance, HDFC Life, SBI Life, Kotak Life Insurance, Bajaj Allianz etc This increased competition led to innovation in products, services, and distribution channels.
The introduction of unit-linked insurance plans (ULIPs) and other market-linked products offered policyholders opportunities for investment along with insurance coverage


Technological Advancements (2010s Onwards):

The advent of technology brought about significant changes in the insurance sector. Companies started adopting digital channels for sales, customer service, and claims processing.
Insurtech startups emerged, introducing innovative solutions like online comparison platforms, digital underwriting, and blockchain-based insurance.
Focus on Financial Inclusion and Microinsurance:
The government and insurance companies have been actively promoting financial inclusion by designing products catering to the needs of rural and underserved populations. Microinsurance initiatives have played a crucial role in this.
Regulatory Reforms and Diversification (2020s): 
The IRDAI continues to play a vital role in regulating the industry and introducing reforms to enhance consumer protection, improve transparency, and foster innovation.
The insurance sector is gradually diversifying its product portfolio, including specialized policies like cyber insurance, climate-related insurance, and pandemic risk coverage.
Today, India's insurance sector is one of the fastest-growing in the world. It offers a wide range of products and services, from life and health insurance to motor, property, and niche insurances. The sector is poised for further growth and development as it continues to adapt to evolving market trends and consumer demands.

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Corporate Office
220, JMD EMPIRE, Sector 62, Gurugram 12210

Registered Address
503, The Goodluck, Plot No GH 21, Sector 52,
Gurugram 122003

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